Have you recently received a robocall from a lady named Kate claiming that you’ve been pre-approved for a business line of credit? If so, you may have been targeted by the latest spam call of the week, the Pre-Approved Business Line of Credit Spam Call. This fraudulent tactic has been sent to millions of unsuspecting consumers, with Kate insisting that she has sent multiple emails and is about to close out your file if you don’t respond regarding your rates. But don’t be fooled by this scam! In this blog, we’ll delve into the details of this robocall spam and give you the necessary information to avoid falling prey to such schemes. You’ll learn more about how you can protect yourself from becoming a victim of the Pre-Approved Business Line of Credit Spam Call.

In this article, we cover:

The details of the Pre-Approved Business Line of Credit Spam Call

The Pre-Approved Business Line of Credit Spam Robocall is a fraudulent tactic used to scam millions of consumers. The spam call claims to be from a lady named Kate, who supposedly wants to inform the user that they have been accepted for a Pre-Approved Business Line of Credit. Kate claims to have sent a couple of emails and threatens to close out the user’s file if they don’t respond regarding their rates. This scam call has been detected since April 3rd of 2023 and is most commonly traced to locations in TX, US, CA, US, FL, US, OH, US, and NC, US. The most frequently used numbers for this spam call are +12022073536 and BLOCKED. It is important to be cautious of such calls and not to disclose any personal information over the phone.

Actual audio of a Pre-Approved Business Line of Credit Spam Call

“Hi it’s Kate, just following up on the pre-approved business line of credit that I have available for your business. I did send over a couple of emails. Before I do close out your files, I wanted to see if you had some time to go over the rates and terms. Give me a call when you have a moment to discuss. Thank you so much.”

Why the Pre-Approved Business Line of Credit Spam Call is a nuisance

The Pre-Approved Business Line of Credit Spam Call is not only fraudulent but also a nuisance to consumers who receive it. The call often interrupts individuals during their daily routines, wasting their time and potentially causing anxiety. The call also poses a risk of identity theft, as the scammers may use the personal information they obtain to commit further fraudulent activities. Furthermore, it can be challenging to track down and identify the scammers responsible for such calls, making it difficult for law enforcement agencies to prosecute them. It is crucial to protect yourself from such calls and to be wary of any pre-approved business line of credit offers that come through unsolicited calls or emails.

How to protect yourself from the Pre-Approved Business Line of Credit Spam Call

If you’ve received a Pre-Approved Business Line of Credit Spam Call from someone claiming to be Kate, there are several steps you can take to protect yourself. Firstly, never give out any personal or financial information over the phone. Secondly, you can use a call blocking and screening service like YouMail to automatically block and protect yourself from spam calls like this one. YouMail analyzes each call to determine if it’s a robocall or a human, and it allows you to create your own custom call blocking rules. With YouMail, you can easily block calls from specific numbers, area codes, or even entire countries. Protect yourself from scams like the Pre-Approved Business Line of Credit Spam Call by using YouMail today.

Find about more Spam Robocalls at the YouMail Spam Robocalls Guide.

To protect yourself from the Pre-Approved Business Line of Credit Spam Call, download YouMail today.


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